WHY BALANCE OF SALE?

70% Loan to Value with 6% Balance of Sale

"Good day, ladies and gentlemen. Today, I want to share an exciting opportunity in Montreal's real estate market. We have a program that allows for a 70% loan to value, providing substantial leverage for property acquisition. The remaining 30% can be facilitated through a balance of sale with an attractive 6% interest rate. This allows you to maximize your investment potential while enjoying manageable monthly interest-only payments. With favorable terms and the robust Montreal market, this strategy opens doors to lucrative real estate ventures. Let's explore how this can work for you."

"Hello, everyone! Our next proposition focuses on opportunities just outside Montreal. Here, we can secure up to 50% loan to value, offering an excellent entry point into this expanding market. What's unique is our balance of sale option, allowing the seller to receive a higher return at 7%. This mutually beneficial arrangement includes interest-only payments over 12 months, making it a win-win for both parties. Let's delve into the potential returns and advantages of embracing this innovative approach to real estate investment."

The BOS provides sellers with a unique advantage in terms of timing flexibility. By allowing sellers to structure the agreement based on their specific needs, they gain control over when and how funds are disbursed. This flexibility is particularly advantageous when sellers are looking to align the sale of their property with strategic financial goals or market conditions.

Sellers benefit significantly from a Balance of Sale (BOS) through improved cash flow. The structured monthly payments from the buyer, often in the form of interest-only payments, inject a steady and reliable stream of income for the seller. This consistent cash flow can be instrumental in meeting financial obligations, funding new ventures, or enhancing overall financial stability.

Sellers can offload carrying costs associated with owning a property through a BOS. These carrying costs, such as maintenance, property taxes, and insurance, can become a financial burden over time. By transferring the property to the buyer through a BOS, sellers can shift these ongoing costs to the new owner, relieving them of the financial responsibility and enhancing overall profitability.

The BOS structure provides sellers with a secure and predictable financial arrangement. With predetermined terms, including interest rates and payment schedules, sellers can mitigate financial risks associated with market uncertainties. This security ensures a stable and dependable income, offering peace of mind in an often dynamic real estate landscape.